Qumata
Online Integration
Integrate directly with your online underwriting process - all you need is an invitation link.
Example of a use case:

1. A user selects a product on the insurer's website

2. They click the Qumata link (white-labeled) on the website

3. We ask the user to give consent to share their digital data with Qumata (from iOS/Android phone or tracking device)

4. The user gives their consent and verifies their profile

5. Once our process is complete, the user returns to the insurer website with a final price to complete their underwriting journey

Agent Integration
Integrate directly with your underwriting process using a simple QR code or invitation link.
Example of a use case:

1. A user visits an agent and chooses a product with them

2. The agent gives the user a QR code to download the data connection app

3. We ask the user to give consent to share their digital data with Qumata (from iOS/Android phone or tracking device)

4. The user gives their consent and verifies their profile

5. Once our process is complete, the user returns to the agent with a final price to complete their underwriting journey

Qumata API Integration
Get Extra Mortality insights based on your individual data with Qumata's API.
Example of a use case:

1. An insurer collects lifestyle data using third party applications (e.g. Fitbit or Garmin) during the underwriting process

2. The insurer wants to evaluate the Extra Mortality once or regularly so they send individual or batch data to the Qumata API

3. Qumata sends a response with the Extra Mortality rate to the insurer within seconds

Localised Support

Our applications are localised to meet our clients' unique needs in different countries. Our model and calculations are based on specific locations so we can provide the most accurate results possible.

Data Security and Privacy
Qumata takes user privacy very seriously, so the user is always in control of their data. We store each user’s health data in secured and encrypted systems based in their region. Qumata cannot access data without the user’s consent and we also show our users what data we have collected.