1. A user selects a product on the insurer's website
2. They click the HealthyHealth link (white-labeled) on the website
3. We ask the user to give consent to share their digital data with HealthyHealth (from iOS/Android phone or tracking device)
4. The user gives their consent and verifies their profile
5. Once our process is complete, the user returns to the insurer website with a final price to complete their underwriting journey
1. A user visits an agent and chooses a product with them
2. The agent gives the user a QR code to download the data connection app
3. We ask the user to give consent to share their digital data with HealthyHealth (from iOS/Android phone or tracking device)
4. The user gives their consent and verifies their profile
5. Once our process is complete, the user returns to the agent with a final price to complete their underwriting journey
1. An insurer collects lifestyle data using third party applications (e.g. Fitbit or Garmin) during the underwriting process
2. The insurer wants to evaluate the Extra Mortality once or regularly so they send individual or batch data to the HealthyHealth API
3. HealthyHealth sends a response with the Extra Mortality rate to the insurer within seconds
Our applications are localised to meet our clients' unique needs in different countries. Our model and calculations are based on specific locations so we can provide the most accurate results possible.