Qumata works with Insurers to help to price life or health insurance policies using digital data. We support agent, brokered and online channels.
Qumata's product suite includes an output you can plug into your existing pricing tables. This allows you to effectively price policies without compromising on your core pricing strategy.
Individual Life and Health Products
This product suite makes it easier for a customer to buy a life policy and allows insurers to convert more business to run a more profitable book.
Group Life and Health Products
Our group offerings help insurers offer more competitive pricing without losing any margin. It also gives more insights and understanding of the underwritten population.
Please read the following carefully to understand our views and practices regarding cookies and your personal data and how we will treat it.
This policy was last updated on 1st August 2020.
Most web browsers automatically accept cookies and similar technologies, but if you prefer, you can change your browser to prevent that and your help screen or manual will tell you how to do this. We also give you information about how to disable cookies. However, you may not be able to take full advantage of our website if you do so.
A number of cookies and similar technologies we use last only for the duration of your web session and expire when you close your browser. Others are used to remembering you when you return to the site and will last for longer.
We use these cookies and other technologies on the basis that they are necessary for the performance of a contract with you, or because using them is in our legitimate interests (where we have considered that these are not overridden by your rights), and, in some cases, where required by law, where you have consented to their use.
We use the following types of cookies:
Strictly necessary cookies. These are cookies that are required for the operation of our website and under our terms with you. They include, for example, cookies that enable you to log into secure areas of our website, use a shopping cart or make use of e-billing services.
Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us for our legitimate interests of improving the way our website works, for example, by ensuring that users are finding what they are looking for easily.
Functionality cookies. These are used to recognise you when you return to our website. This enables us, subject to your choices and preferences, to personalise our content, greet you by name and remember your preferences (for example, your choice of language or region).
You can find more information about the individual cookies we use and the purposes for which we use them as follows
|Purpose and lawful basis||The purpose is web analytics. The lawful basis we rely on is our legitimate interests of improving the way our website works.|
|More information||Analytics is a web analytics service collecting information on how you arrive at, and interact with, our Site content, such as specific pages visited.|
The effect of disabling cookies depends on which cookies you disable but, in general, the website may not operate properly if all cookies are switched off.
If you want to disable cookies on our site, you need to change your website browser settings to reject cookies. How you can do this will depend on the browser you use. Further details on how to disable cookies for the most popular browsers are set out below: -
Choose the menu “tools” then “Internet Options”
Click on the “privacy” tab
Select the setting the appropriate setting
Choose Settings then Advanced
Under "Privacy and security," click “Content settings”.
Choose Preferences then Privacy
Click on “Remove all Website Data”
For Mozilla firefox:
Choose the menu “tools” then “Options”
Click on the icon “privacy”
Find the menu “cookie” and select the relevant options
For Opera 6.0 and further:
Choose the menu Files then “Preferences”